Legal terms for DANA and QRIS access
Our Legal terms explain how account access, identity checks and payment records are handled before you use the lobby. Access depends on local law, and we ask you to read the applicable wording before opening an account or selecting DANA, OVO, GoPay or QRIS. Bank transfer
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and virtual account activity may also create a payment record that helps us match your account step with the stated request. A clear phone verification step comes before account access, so the contact detail connected to your account can be checked. These terms do not change
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the rules that apply in your location. If a payment route or account action is unavailable, the Legal position is determined by local requirements rather than by a promise of access. Use the account support path when you need clarification about a payment receipt, wallet status
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or an account decision.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.